With 1 in 7 homes and businesses in Wales at risk of flooding, and with the climate emergency bringing more extreme weather, it is more important than ever that people know and understand their flood risk.
Do what you can now to prepare for a flood. Please take a look at the information below for advice and information to help you.
Natural Resources Wales have updated guidance on how to prepare for a flood, please select the following link for further information Natural Resources Wales / Flooding.
Check your Business Insurance Options
- Engage with BIBA Commercial Scheme to obtain affordable flood insurance, locate brokers who specialise in flood risk cover for SMEs.
- If having difficulties finding suitable cover, businesses can seek advice from the British Insurance Brokers' Association.
Consider installing Property Flood Resilience (PFR) Measures
Insurers encourage businesses to take steps to reduce flood risk by using PFR measures such as:
- Flood barriers
- Raised electrical systems
- Water-resistant materials
To make sure these measures work properly, it’s important to use certified products and qualified installers, these can help lower premiums and improve insurability.
Seek Financial Support
The Business Wales Finance Locator can check if there are any grants, loans or other finance available to improve resilience to flooding in Wales.
The Development Bank of Wales offers loans for flood resilience improvements.
Get Advice and Recovery Support
Business Wales is available to provide practical information and business advice to help businesses manage the disruption caused by storms or signpost to relevant agencies and organisations.
Contact the Business Wales Helpline: 03000 6 03000 (rydym yn croesawu galwadau'n Gymraeg / we welcome calls in Welsh) or use the contact us form.
Business Wales Advisers can help with:
- Recovery planning
- Cash-flow and liquidity advice
- Finding interim trading premises
- Staff retention or redundancy advice
You can also read the following information if your business has been affected by flooding What to do if your business has been hit by flood water?