News

Consultation on Bank Referral Scheme

business owners looking at a laptop

The UK Government has launched a consultation on ways to improve the Bank Referral Scheme.

Under the scheme, lenders must refer SME customers that they reject for finance to platforms where they can find alternative finance providers. The consultation will examine ways lenders can better support SMEs by connecting them to a wider range of finance providers and reduce the number that give up their search after an initial rejection.

This consultation closes at 11:59pm on 22 December 2025.

For further information please select the following link: Bank Referral Scheme: Consultation and call for evidence - GOV.UK.

Working out where to go to find finance and choosing the right type can be tricky.

Our finance area is here to help. Use our finance locator to find finance options relevant to your business, read guides explaining the different types of finance, find information about working with accountants and read about the Development Bank of Wales a unique lender to businesses in Wales. 


Business Wales Helpline

03000 6 03000

Lines are open 10am to 4pm Monday to Friday.

Rydym yn croesawu galwadau'n Gymraeg.